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Mortgage renewals are one of the most neglected decisions made during the life of a mortgage. When the time comes, most borrowers return to their current lender for a variety of reasons:
- Too time consuming to look elsewhere
- Believe they are getting the best rate if they stay
- Not knowing that they have options elsewhere.
Experience shows that most lenders will initially offer clients a rate that is higher (or much higher) than what they are willing to renew at and/or what is available at competing lenders. Don’t necessarily think that just because your lender offers you their best rate, that you are getting the best rate possible when renewing your mortgage. Negotiating is key, and even then, you may not get the best mortgage rate available to you.
Outline Financial can go to work for you, leveraging our direct access to over 30 lenders, we can review the cost/benefit of relocating your mortgage, and if it makes sense to stay, we can help you negotiate (or often negotiate directly) the best rate possible for your mortgage renewal.
Why Work with Outline Financial to Renew or Transfer Your Mortgage?
Our goal at Outline Financial is to analyze your circumstances and provide you with the knowledge you need to make the best decision possible. While some lenders may be driven by their bottom line, we are driven by your customer experience and financial success. We will provide you direct access to our pool of over 30 lenders and negotiate on your behalf to find you the best possible rate and product based on your goals when it comes time to renew your mortgage.
Don’t wait until the last minute to make a decision about renewing your mortgage, give yourself the time needed to make an informed choice. Contact Outline Financial so we can start the process early on. We . We’re here to work for you; you can trust Outline Financial with all of your mortgage renewal needs.
Benefits of Working with Outline Financial?
- Professional Mortgage Advisors
- Rates from 30+ Lenders
- Exceptional Guidance & Advisory
- Customer-Focused